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Current Savings and Loan Rates

Loan rates
Note: Highlighted fields are current specials.
Description APR* (as low as) As Of
New & Used Autos (2014-2004, 36 month loans) 2.25%** 12-1-14
New & Used Autos (2014-2004, 48 month loans) 2.75%** 12-1-14
New & Used Autos (2014-2004, 60 month loans) 3.25%** 12-1-14
New & Used Autos (2014-2004, 72 month loans) 3.50%** 12-1-14
New & Used Autos (2014-2004, 84 month loans) 4.00%** 12-1-14
Older Autos (2003 and older, up to 60 month loans) 9.00% 12-1-14
First Car Loan 4.25% 12-1-14
New RVs (2014-2013, up to 60 month loans) 4.25%** 12-1-14
Used RVs (2012 and older, up to 60 month loans) 5.25%** 12-1-14
12 - 60 Month Personal Loan 9.00% 12-1-14
Student Laptop Loan 0.00% 12-1-14
In-House Tuition Loans 5.75% 12-1-14
Smart Choice Loan 18.00% 12-1-14
Mortgage Retirement Loan 3.49% 12-1-14
*APR= Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Certain loans may have more requirements.
**When you set-up an automatic payment transfer from your CWCU savings or checking account!

Visa Card Rates
Note: Highlighted fields are current specials.
Type APR (as low as) As Of
Classic 14.99% 12-1-14
Classic Secured 14.99% 12-1-14
Gold 9.90% 12-1-14
Platinum 8.90% 12-1-14
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

HELOC Variable Rate
Note: Highlighted fields are current specials.
Description Loan-To-Value APR (as low as)
Prime Advantage Equity Line of Credit 75.00% Prime -.50%
Prime Equity Line of Credit 75.01 - 85.00% Prime
4.00% Floor
Prime Rate as of 12-1-14: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

Home Equity Fixed Rate
Note: Highlighted fields are current specials.
Description Loan-To-Value APR (as low as)
Fixed Rate Up to 84 Months 80.00% 6.00%
Fixed Rate Up to 180 Months 80.00% 7.00%
Fixed Rate Up to 84 Months 81.00% - 90.00% 6.25%
Fixed Rate Up to 180 Months 81.00% - 90.00% 7.25%
Prime Rate as of 12-1-14: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

Share Rates
Note: Highlighted fields are current specials.
Description APR APY As Of
Traditional Savings 0.10% 0.10% 12-1-14
Smart Savings ($500+) 0.15% 0.20% 12-1-14
Saver Gator 0.20% 0.20% 12-1-14
Young Adult 0.20% 0.20% 12-1-14
IRA Savings 0.20% 0.20% 12-1-14
Dividends are paid quarterly on the above products.
Insured Money Market ($2,500 to $9,999) 0.20% 0.25% 12-1-14
Insured Money Market ($10,000 to $49,999) 0.25% 0.35% 12-1-14
Insured Money Market ($50,000 to $99,999) 0.35% 0.45% 12-1-14
Insured Money Market ($100,000 or more) 0.45% 0.50% 12-1-14
Checking - 7% Checking (Up to $2,000) 7.00% 7.00% 12-1-14
Dividends are paid monthly on the above products
To qualify for interest on the 7% Checking account members must have direct deposit into their checking
account of at least $200/month and actively use their CWCU Debit Card.
3 Month CD 0.250% 0.250% 12-1-14
6-11 Month CD 0.350% 0.350% 12-1-14
12-17 Month CD 0.548% 0.550% 12-1-14
18-23 Month CD 0.648% 0.650% 12-1-14
24-35 Month CD 0.798% 0.800% 12-1-14
36-47 Month CD 1.095% 1.100% 12-1-14
48-59 Month CD 1.345% 1.350% 12-1-14
60 Month CD 1.740% 1.750% 12-1-14
Increase Advantage CDs available for 12-60 Month Terms.
"Add-To" feature available for 6-48 Month Regular CDs Only
*APY = Annual Percentage Yield. Rates subject to change.

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