Alert: Our phone number 616.261.5657, is being spoofed. Fraudsters are calling members stating they are from CWCU and asking to verify account information. Remember, CWCU will never contact you to obtain account or card information - including your full card number. If in doubt, hang up and call our team at 616.261.5657.

Michigan license plate with "1% Cash Back on Auto Loans"
A road cutting through a pine forest with text: Cruise Now, Pay Later. Don’t pay for up to 90 days* on new auto loans.
Adult lifting child in air to shoot basketball into hoop. Text: Mortgage without the madness. Ask our Mortgage MVPs about preapproval today!
Tax-Time: Schedule Appointment in branch. Optimize your return with in-branch tax filing. SBC Financial Logo
Photos on wall featuring vacations, education, home renovations, and debt consolidation. Text: "Open the door to more. Home Equity Loans."
Banner featuring "Mortgage Lobby Days" to meet with local mortgage experts in branches.
woman with an umbrella blowing nose with a tissue. Text: Save for a rainy day or a runny nose. 375% APY* 11-Mo HSA CD

up to

5.00%APY*

Navigator Savings

up to

4.05%APY*

Quest Money Market

up to

1.00%APY*

Health Savings Account

as low as

12.00%APY*

Personal Unsecured Loan

*Rates accurate as of March 24, 2025

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CHECKING ACCOUNTS

DESIGNED TO SIMPLIFY YOUR FINANCIAL LIFE WITH ADDED CONVENIENT FEATURES TO KEEP YOU CONNECTED

Man, Woman, and younger girl with an elder black dog sitting in the open trunk of an electric vehicle while charging.

ELECTRIC/HYBRID VEHICLE LOANS

PLUG IN. GO GREEN. ELECTRIFY YOUR RIDE! ENJOY THE BENEFITS OF INNOVATIVE TECHNOLOGY WHILE STAYING ECO-FRIENDLY

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HOME LOANS

WHERE EVER YOU ARE IN YOUR SEARCH FOR YOUR DREAM HOME - OUR MORTGAGE EXPERTS ARE HERE TO HELP!

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IDPROTECT®

A COMPREHENSIVE SUITE OF IDENTITY THEFT PROTECTION AND MONITORING SERVICES DESIGNED TO SAFEGUARD YOUR INFO.

Community Events

Member Testimonials

"My experience was amazing. CWCU helped me with refinancing my house and I got the best deal one can get. Changed my life. The staff here is very friendly as well and I'm happy to come inside and interact with them."

~Jorge F.

"They have proved to be a great financial institution. I find their staff professional and very entertaining. I always enjoy my visits; it seems like I’m visiting old friends instead of “the bank”. The relationships I’ve had with the staff have kept me loyal and happy."

~Daren W.

"The girls at Rockford are always so kind and efficient! They make my shared branching experience very smooth and I always feel welcomed even though I am not an official member with your credit union!"

~Tory B.

"Always very professional and personable. I have been with this office for almost 40 years, would not go anywhere else."

~Chris L.

 

Loan or Line? Decode the Mystery of Home Equity

Home Equity Loans vs. HELOC: Which is Right for You?

Your go-to guide for unraveling the differences between home equity loans and lines of credit. Simplify your options, make informed decisions, and unlock the potential of your home equity.

Tired of Skating By Until Payday?

Kick the Winter Blues with Early Pay Day!

Skate past the payday blues with ACH On Demand! No more waiting in the cold — your paycheck arrives early!

The Preapproval
Advantage

Why Preapproval Is Your Best First Step in Homebuying

Getting preapproved for a mortgage gives you a competitive edge in the homebuying process. Learn how preapproval can help you shop smarter, make stronger offers, and close with confidence.