YOUTH ACCOUNTS
Youth and young adult accounts at CWCU offer a unique blend of financial education and practical experience, specifically designed to meet the needs of younger members. By providing tailored products and services, CWCU aims to foster financial responsibility and independence among young people. Through these programs, young members can learn essential money management skills, establish a solid financial foundation, and gain confidence in handling their finances, all within a supportive and community-focused environment.
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Start them on their Savings Journey!
Community West Credit Union is excited to introduce our new youth savings accounts, designed to help young members build strong financial habits from the very start. To celebrate Youth Month in April, we are offering up to a $50 match for new members who open an account, making it the perfect time to start saving, set goals, and grow toward a brighter financial future.
- Up to $50 match for new youth memberships* opened in April
- Introduction of our new youth mascots - Hoot and Howler
- Fun and educational financial literacy activities
- Tools and resources to help build smart saving habits
Visit your local branch throughout April to participate!
*Offer valid April 1-30, 2026, for new youth memberships (ages 0-17) only. CWCU will match deposits up to $50 per member with a $5 minimum opening deposit. Limit one match per member. Account must remain open 90 days to receive match, paid within 5 days after. Bonus may be reported to the IRS. 2.00% APY as of 4/01/2026; rates variable and may change. Fees may reduce earnings. Membership eligibility required.
Youth Savings
The best time for students to start building for their financial future is now. That's why Community West Credit Union is proud to offer a savings account that requires no minimum balance and does not have any withdrawal restrictions. Teaching your kids about money can be challenging, but it doesn't have to be when you work with Community West!
Youth Checking
When you set up a bank account for your child, they can start earning great rewards as they discover how to navigate life's adventures. Youth Checking accounts aim to enable young adults and teens to manage their money and learn about budgeting from a younger age. Ready to explore all that CWCU has to offer?
Youth Certificate of Deposit
We are proud to offer a Youth Certificate of Deposit for our youngest savers! The Youth CD provides a great rate on a 12-month term. Whereas other CDs require a larger minimum deposit, the Youth CD only requires $100 to open. A CD is a great way to help your child begin to understand the basics of saving for the future.
First Time Car Buyer Loan
It's likely you're not sure what to look for when buying your first car. At Community West, we're here to help you along the way! Our programs are tailored to fit new drivers with a fixed-rate and consistent monthly payments. Work hand-in-hand with our lending experts every step of the way. Let's get you out on the open road!
School Tuition Loans
Education is an important investment, but many students need help financing their education along the way. In support of local students in pursuit of academic success, Community West offers three tuition loans with fixed payments. Review all three options to learn the best choice to fit your current needs.
Young Adult Laptop Loan
Whether you're starting school next semester or a new job, dependable technology is a must. A laptop loan from Community West allows young adults to borrow up to $2,000 for up to 24 months when they purchase a laptop, tablet, or similar device. CWCU is proud to offer such a unique offering to get you connected faster!