CREDIT CARDS
Maximize your spending power.
We offer four primary options when it comes to credit cards, all offered by Mastercard and coupled with competitive and easily manageable rates.
To top things off, a variety of universal benefits come along with all of Community West Credit Union's credit cards, including card alerts, a digital wallet, automatic payment options, and online access. Unsecured credit card holders also enjoy surcharge-free balance transfers and cash advances as well as equal rates for purchases and cash advances.
Our four credit cards have some differences between them, learn more about the benefits of each option:
- Platinum Credit Card: Enjoy the lowest possible rate that Community West Credit Union offers on credit cards.
- Gold Credit Card: Maximize your buying power with lower interest rates and high credit lines from Community West's offerings.
- Classic Credit Card: Community West offers a competitive rate to get you started with great benefits and protection from an international brand.
- Classic Secured Credit Card: Ideal for member who need to improve their credit score or haven't built their credit. Secured credit cards are backed by an initial cash deposit and aim to grow your credit.
*APR = Annual Percentage Rate. Subject to change. Approval and rates based on credit worthiness.
Balance Transfer
Balance Need a Better Game Plan?
Carrying a credit card balance can make it harder to get ahead. A simple change in strategy could help you keep more of your money where it belongs.
Transfer your existing credit card balances to a Community West Credit Union credit card with no balance transfer fee*. Whether you’re working on paying down debt, simplifying your finances, or freeing up some room in your budget, skipping the transfer fee can help you make your next move count.
Plus, with competitive rates based on your creditworthiness, you can put together a game plan that works better for your finances and start tackling your balance on your terms.
Ready to make your move?
*No balance transfer fee applies to balance transfers from non-Community West Credit Union credit cards to a Community West Credit Union credit card. Maximum total transfer amount is limited to your available credit line. Transferred balances subject to balance transfer rate, 11.99% to 17.99% APR (Annual Percentage Rate) as of 06/10/2026. Rate is based on creditworthiness and our underwriting standards. Program rates, terms, conditions, and availability are subject to change without notice