CREDIT CARDS
Maximize your spending power.
We offer four primary options when it comes to credit cards, all offered by Mastercard and coupled with competitive and easily manageable rates.
To top things off, a variety of universal benefits come along with all of Community West Credit Union's credit cards, including card alerts, a digital wallet, automatic payment options, and online access. Unsecured credit card holders also enjoy surcharge-free balance transfers and cash advances as well as equal rates for purchases and cash advances.
Our four credit cards have some differences between them, learn more about the benefits of each option:
- Platinum Credit Card: Enjoy the lowest possible rate that Community West Credit Union offers on credit cards.
- Gold Credit Card: Maximize your buying power with lower interest rates and high credit lines from Community West's offerings.
- Classic Credit Card: Community West offers a competitive rate to get you started with great benefits and protection from an international brand.
- Classic Secured Credit Card: Ideal for member who need to improve their credit score or haven't built their credit. Secured credit cards are backed by an initial cash deposit and aim to grow your credit.
Balance Transfer
Move Your Balance, Not Your Beach Chair.
Credit card balances shouldn't keep you from enjoying the things you love. Transfer your existing credit card balances to a Community West Credit Union credit card and pay no balance transfer fee. That means more money stays in your pocket — whether you're paying down debt, simplifying your finances, or just making room in the budget for a little summer fun.
With no transfer fee and competitive rates based on your creditworthiness, moving your balance has never been easier. Spend less time worrying about debt and more time enjoying the season.
Ready to make your move? Transfer your balance today!
*No balance transfer fee applies to balance transfers from non-Community West Credit Union credit cards to a Community West Credit Union credit card. Maximum total transfer amount is limited to your available credit line. Transferred balances subject to balance transfer rate, 11.99% to 17.99% APR (Annual Percentage Rate) as of 06/10/2026. Rate is based on creditworthiness and our underwriting standards. Program rates, terms, conditions, and availability are subject to change without notice