Open a Checking Account and Skip Your Next Loan Payment - Maybe 2!

As a valued member of Community West Credit Union, we want you to get the most out of your membership. Our unique offer to skip a loan payment rewards you for simply adding a new checking account. Check out how you could skip up to 2 loan payments below!

HOW IT WORKS

It's Simple!
Here's how it works once you complete the application. Open a new checking account and make a deposit of a minimum of $50.00 into your new account. As a thank you for opening your new checking account, we will give you 1 Skip-A-Pay at no cost to you!

Wanting to skip more than one payment? When you open a new checking account, deposit a minimum of $50.00, and transfer your direct deposit to CWCU, you earn 2 Skip-A-Pays towards your qualifying loan.

OPEN A CHECKING ACCOUNT

Venture Checking

Earn 3.00% APY* on balances up to $5,000
No minimum balance requirements
No monthly service fees
Free online banking and mobile app with check deposit capability
Easy, secure monitoring from anywhere with eStatements/eNotices
Access to 30,000+ ATMs nationwide

Dividends are paid monthly. To qualify for interest, you must have a monthly direct deposit totaling at least $200 into your Venture Checking account, use your CWCU debit card 10 times/month, active online banking, eStatements, and eNotices. *APY = Annual Percentage Yield. Rates subject to change.

Navigator Checking

Overdraft forgiveness for up to 12 NSF/non-return fees over the life of the account
No minimum balance requirements
No monthly service or maintenance fees
Free online banking and mobile app with checking deposit capability
Easy, secure account monitoring with eStatements/eNotices
Convenient access to our network of 30,000+ ATMs nationwide

Overdraft forgiveness includes up to 12 NSF/non-return fees refunded over the life of the account. To qualify for a fee reversal, member must have an active online banking, eStatements, and eNotices. *APY = Annual Percentage Yield. Rates Subject to Change.

Frequently Asked Questions

Review the most commonly asked questions about the Checking Account process. Not seeing an answer you are looking for? Contact us!

Is Community West really going to allow me to skip up to two loan payments when I open a new checking account and set up direct deposit?

Is there a fee to apply?

Will I receive a debit card?

Will this affect my credit?

Is my personal information secure?

Do you have a branch located near me?

How do I apply?

*To qualify, you must open a checking account and deposit a minimum of $50.00. To redeem this offer, at least one payment must be made on your qualified loan. Skip-a-pay(s) redeemed with this offer are at no cost. Skipping a payment will extend the loan past maturity. Doing so will not affect the payment record since the skipped payment(s) will be added to the end of the loan. Interest will continue to be calculated on the outstanding balance. Limited to six (6) skips for the life of the loan. Skipping a payment may reduce the amount of any benefits you would receive from debt protection, and/or Guaranteed Asset Protection (GAP) should a claim be filed. We reserve the right to revoke this offer at any time. Federally Insured by NCUA.