FIXED-RATE MORTGAGE
Move into your forever home at a great rate.
Buying a home is a substantial investment and financing options can seem endless. Among the most popular is a fixed-rate mortgage, and traditionally, borrowers seek 15- and 30-year fixed-rate mortgages. Fixed-rate mortgages provide an easy way to balance payments over time while building equity in your new home.
The Heart of the Holidays
There’s no place like home—especially during the holidays. From your first front porch to your forever fireplace, we’ll help you find the perfect place to celebrate the season and every moment after.
With flexible mortgage options, competitive rates, and local service you can count on, we’ll make sure your path home feels merry and bright.
What is a Fixed-Rate Mortgage?
A fixed-rate mortgage allows you to borrow money to purchase a home and then pay it back over a set number of years. Community West offers loan terms from 10-30 years, providing a repayment period that's right for you. The versatility of a fixed-rate mortgage allows you to choose a shorter term to quickly build home equity or a longer term to reduce your payment amount.
A fixed-rate mortgage also ensures consistent monthly payments. Your interest rate won't change over time, although you may choose to refinance your loan to secure a better rate in the future. These loans make budgeting simple because you'll know exactly how much you'll need to pay each month. This also makes fixed-rate loans a great choice for buyers who plan to stay in their home for several years or for anyone seeking a home that their family can grow into over the coming years.
Helpful Links
Mortgage Department:
Phone: 616-261-5657 (option 2)
NMLS# 691882
MortgageTeam@CommunityWestCU.org
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