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WELCOME TO COMMUNITY WEST!

We think you'll like it here!

We value your membership and are grateful to have you as part of our community. As you continue to grow with us, we believe that opening a checking account is the perfect next step to enhance your financial journey. Our checking accounts offer a range of benefits tailored to meet your needs, providing you with convenience, security, and seamless access to your funds. We are committed to supporting your financial well-being and look forward to helping you achieve your goals with the services and support that come with a checking account.

 

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Checking Options

A Checking Account with You in Mind!

Choose between Venture or Navigator Checking

Banking On
The Go!

Mobile App
Online Banking
30,000+ ATMs
Auto Bill Pay

Great
Rates

Mortgages
Personal Loans
Line of Credit
Credit Cards

Checking Account Sign Up Form

"*" indicates required fields

Name*

Review our two checking account options below.


Venture Checking
  • • Earn 3.00%* interest on balances up to $5,000
  • • No minimum balance requirements
  • • No monthly service or maintenance fees
  • • Free online banking and mobile apps with check deposit capability
  • • Easy, secure monitoring from anywhere with eStatements and eNotices

Navigator Checking
  • • Overdraft forgiveness up to 12 NSF/non-return charges refunded over the life of the account**
  • • No minimum balance requirements
  • • No monthly service or maintenance fees
  • • Free online banking and mobile apps with check deposit capability
  • • Easy, secure monitoring from anywhere with eStatements and eNotices

*APY = Annual Percentage Yield. Rates subject to change. Dividends are paid monthly. To qualify for interest, you must have a monthly direct deposit totaling at least $200 into your Venture Checking account, use your CWCU debit card 10 times/month, active online banking, eStatements, and eNotices.
**Overdraft forgiveness includes up to 12 NSF/non-return charges refunded over the life of the account. To qualify for charge reversal, members must have active online banking, eStatements, and eNotices.

Checking Account Options*

Regulation E Description

Opting in to Regulation E applies to overdrafts on ATM and debit card transactions. To receive these benefits, the federal government requires you to opt-in. If you choose to opt-out, these transactions may not be paid.

Regulation E Opt-In/Opt-Out*

Member must sign and date agreeing to this selection at the bottom of this form.

Overdraft Protection

To guard against overdrafts and related charges on your account, we offer protection plans such as linking to a savings account, checking account, and – if approved, drawing from a line of credit. To review the current charges, you may review a copy of the Schedule of Service Charges provided in your new member packet.

Overdraft Protection Opt-In/Opt-Out*

Member must sign and date agreeing to this selection at the bottom of this form.

Direct Deposit

To receive a second skip for your loan payment, you must transfer your direct deposit over to your new checking account.
Amount to be Direct Deposited:

How would you like to receive your direct deposit form?

Debit Card
Your checking account comes with a debit card by signing the application, you consent to receiving a debit card.
Your electronic signature on this form will constitute an agreement that all uses of the debit card will be governed by this institutions Electronic Funds Transfer Service Agreement, detailing applicable fees, which you acknowledge receiving. Card reorder is subject to a fee.

Skip-A-Pay Consent
Skip-A-Pay Consent*

I certify that everything on this application is true. I authorize you to release and/or verify the information above necessary in connection with this application. I authorize you to obtain a standard consumer credit report on me from a credit reporting agency to determine credit-worthiness in connection with the products and services requested. I understand that credit inquiries have the potential to impact my credit score. I understand Community West may also use the information obtained in this credit report to offer other financial products and services that I may qualify for.
Full Legal Name
MM slash DD slash YYYY
Please note before submitting, this application will be forwarded to a Lending Representative and a member of that team will reach out to further assist you with opening your account. All account documentation will be shared at that time before opening your account to ensure you receive all proper documentation for account opening. Your information is encrypted on this form to ensure its safety. This is a friendly reminder that Community West employees or card security services will never ask you to verify the following information:

  • • Personal Information, including: member number, date of birth, and social security number
  • • Full debit or credit card numbers or PIN
  • • Online/Mobile banking credentials
  • • A one-time verification code or link that was sent
  • • “Test” transactions that you did not complete as legitimate

It is best to end all communication if you receive a call, text, or email asking any of these questions. Instead, contact us directly at 616-261-5657 to assist or review any account concerns.

This field is for validation purposes and should be left unchanged.

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Checking Accounts

Savings Accounts

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