THE CURRENT: SUMMER 2024
17th Annual Vern Hyde Scholarship
Congratulations Recipients!
Ashlyn Armock is the recipient of the $2,000 Grand Prize High School Vern Hyde Scholarship. A graduate of West Catholic High School, Ashlyn will be attending Aquinas College in the fall to pursue a degree in English.
Reese Geister is the recipient of the $1,500 High School Runner-Up Vern Hyde Scholarship. A graduate of Caledonia High School, Reese will be attending the University of Alabama in the fall to pursue degrees in Biochemistry and Molecular Biology.
Sarah Heiser is the recipient of the $1,000 College Student Vern Hyde Scholarship. Sarah is currently pursuing degrees in Pre-Med and Biology at Ferris State University.
Reece Alt is the recipient of the $2,000 Trade Student Vern Hyde Scholarship. Reece is currently pursuing the HVAC Program through Ferris State University.
*APR=Annual Percentage Rate. Rate subject to change. Rate effective as of April 15, 2024. Limited time offer. Offer available across all credit tiers. Payment per $1,000 borrowed at 10.00% APR is $21.26/60-month term. Must qualify for membership. Minimum loan amount financed may apply.
Beware of Mortgage Scams
Your home purchase is public record, making it a target for mortgage scams. Scammers, and even legitimate businesses, will send offers of service through the mail, engineered to look like they came from your lender.
Your physical mailbox isn't the only place to stay diligent your email is a big target too! Stay aware, stay safe, and when in doubt, give us (or your lender) a call.
Go Ahead - Wear the Cape!
Data breaches and cyber attacks continue to rise, with IT Governance reporting over 2,000 publicly disclosed incidents so far in 2024. That equates to more than 5.1 million records that have been breached.
Help better protect yourself, your family, and your joint account owners with IDProtect®, our identity theft monitoring and resolution service that includes credit file monitoring, a 3-in-1 credit report, database monitoring, identity theft expense reimbursement, and fully managed resolution services.
Go for the Gold!
The Olympics are here, so it's time to earn your spot on the winner's podium with our new Bronze, Silver, and Gold tiers! With our NEW Loyalty Rewards Program, every interaction will propel you closer to victory, unlocking exclusive benefits and perks!
|
BRONZE (0-499) |
SILVER (500-999) |
GOLD (1,000+) |
|
|---|---|---|---|
| Free Debit Card¹ | |||
| Free ATM Withdrawals² | |||
| Free Mobile Banking | |||
| ATM Fee Reversals | 3/mo | 5/mo | |
|
Cashier's Checks/ Money Orders |
3/mo | 3/mo | |
| CD Rate Benefit³ | +.10% | +.25% | |
| Free Domestic Wires | |||
| Free Check Orders | |||
| Loan Rate Benefit4 | -.25% |
1. "Free Debit Card" refers to an initial debit card to accompany a new checking account. The "Free Debit Card" cannot be used for a card replacement. 2. CWCU is a member of the CO-OP ATM Network with 30,000+ surcharge-free ATM locations available across 50 states. 3. CD Rate Benefit is calculated on a quarterly occurrence and will be applied toward the principal balance of the CD. The CD Rate Benefit amount will be disclosed on your periodic statement. 4. Loan Rate Benefit is calculated on a monthly occurrence and will be applied toward the principal balance of the loan. The benefit amount will be disclosed on your periodic statement. Loan Rate Benefit can only be applied to auto, recreational vehicle, and personal loans.
It's Time to Go Over Your Estate Plan!
How often should I review my Will or Trust?
You should review your Will or Trust every 3-5 years, but events such as marriage, divorce, birth, asset changes, or tax law changes should prompt a review.
I have a Will, do I need a Trust?
There are many benefits from having a Trust working alongside a Will, including reduced lawyer fees, avoiding probate, potential tax reduction, and simpler distribution of assets.
What happens if I don't prepare properly?
Failing to plan properly can lead to assets being governed by the intestacy laws of the state and may not be distributed following your wishes. This could lead to family disputes and hardship, and potentially significant expenses and fees.
Can I check how well my Will is prepared?
Give us a call or stop in and talk to our team at your local branch. We will help you schedule a complimentary estate plan review with Security Benefits Center.
Independence Day:
Thursday, July 4 - Saturday July 6
ALL BRANCHES CLOSED
Labor Day:
Saturday, August 31 - Monday September 2
ALL BRANCHES CLOSED
Columbus Day:
Monday, October 14
ALL BRANCHES CLOSED